Insurance Distribution Directive Disclosure

Farm & Equine

 

Please find below a list of insurers who we could have approached for the products we offer. This means that for the product you have purchased we have only listed one insurer for a quote but may have approached the other alternative insurers available to us. In our opinion these are the insurers who provide the most competitive and broadest cover for the products listed.

Please note that due to our proposition governance process these could change as and when a product offering is reviewed. These changes will be reflected on our website as soon as reasonably possible.

Names in brackets denote ultimate owners of the product provider

 

Agricultural Motor Policies

 
   
Product Provider Ultimate Insurer
Glemham Underwriting Ltd Aviva Insurance Co
AGRi Insurance (Rowett Insurance Brokers) MS Amlin Insurance SE
AIUA (Geo u/w Services Ltd) AXA Insurance UK plc
BIBU (Geo u/w Services Ltd) AXA Insurance UK plc
County Farm (Aviva) Aviva Insurance Co
ERS (ERS Syndicate Management Limited) Lloyds – Syndicate 218
FarmWeb (Direct Line Group PLC) Royal and Sun Alliance Insurance Ltd
First Underwriting Ltd (NSM Insurance Group) Accredited Insurance (Europe) Ltd
Farmsure Underwriting Ltd Markerstudy Insurance Services Ltd
iFarm Underwriting (Imperium Insurance Management Ltd) Accelerant Insurance Europe SA
MS Amlin Insurance SE N/A
RIG (Geo u/w Services Ltd) Zurich Insurance Company Ltd
Victor Insurance (Marsh Ltd) MS Amlin Insurance SE

Engineering Insurance Contracts

Product Provider Ultimate Insurer
HSB Engineering Insurance Ltd

(Munich Re)

N/A
Allianz Engineering Services Ltd N/A
British Engineering Services Ltd
N/A
Calibration Engineering Services Ltd

Equestrian Combined Policies

Product Provider Ultimate Insurer
Howden (Howden Insurance Brokers Ltd) Combined Liability – Accelerant
Material Damage – Hiscox
SEIB (Ecclesiastical) Material Damage – Markel Insurance Ltd
Combined Liability – Brit Syndicate 2987 at Lloyds
KBIS Ltd (Specialist Risk Group Ltd) Lloyd’s Syndicate 4444 which is managed by Canopius Managing Agents Limited

Farm Combined Policies

   
Product Provider Ultimate Insurer
Glemham Underwriting Ltd Aviva Insurance Co
AGRi Insurance  (Rowett Insurance Brokers) Ecclesiastical
AIUA (Geo u/w Services Ltd) Zurich Insurance Company Ltd
BIBU (Geo u/w Services Ltd) Accredited Insurance (Europe) Limited
County Farm (Aviva) Aviva Insurance Co
FarmWeb (Direct Line Group PLC) Royal and Sun Alliance Insurance Ltd
RIG (Geo u/w Services Ltd) Royal and Sun Alliance Insurance Ltd
Victor Insurance (Marsh Ltd) AXA Insurance UK plc
Farmsure Underwriters Ltd Markel International Insurance Co Ltd
Farmsure Underwriters Ltd Markel International Insurance Co Ltd

Horse Policies

Product Provider Ultimate Insurer
AIUA AXA Insurance plc
KBIS Ltd (Specialist Risk Group Ltd) HDI Global Specialty SE
Bloodlines Equine Mortality AXA XL Insurance Company UK Limited

Horsebox

Product Provider Ultimate Insurer
ERS (ERS Syndicate Management Ltd) Lloyds – Syndicate 218
KBIS Ltd (Specialist Risk Group Ltd) ERS – Lloyds – Syndicate 218

Environmental Liability

Product Provider Ultimate Insurer
Land Based Underwriters (Farm and General Insurance Consultants Ltd) XL Catlin Insurance Company (UK) Ltd

Horsebox Breakdown

Product Provider Ultimate Insurer
ERS (ERS Syndicate Management Ltd) Lloyds – Syndicate 218
KBIS Ltd (Specialist Risk Group Ltd) ERS – Lloyds – Syndicate 218

Commercial Legal Expenses, Directors & Officers and Management Liability Policies

Product Provider Ultimate Insurer
ARAG plc (ARAG SE) Brit Syndicate 2987 at Lloyd’s
DAS Legal Expenses Insurance Company Ltd (Ergo Insurance Group) N/A
HB Underwriting (McClarrons Limited) AmTrust Europe Limited
Zurich Insurance plc (Zurich Insurance Group Ltd) N/A

Motor Breakdown Contracts

Product Provider Ultimate Insurer
DAS Legal Expenses Insurance Company Ltd (Ergo Insurance Group)
ERS (ERS Syndicate Management Limited) Lloyds – Syndicate 218

Motor Legal Expenses Policies

Product Provider Ultimate Insurer
DAS Legal Expenses Insurance Company Ltd (Ergo Insurance Group)

Personal Accident

Product Provider Ultimate Insurer
KBIS Ltd (Specialist Risk Group Ltd) XL Catlin Insurance Company (UK) Ltd
Aviva Insurance plc

Group Personal Accident

Product Provider
Aviva Insurance plc
Arch Capital Group Ltd
Zurich Insurance plc
AIG
Allianz