Insurance Distribution Directive Disclosure

Household Schemes


Please find below a list of insurers who we could have approached for the products we offer. This means that for the product you have purchased we have only listed one insurer for a quote but may have approached the other alternative insurers available to us. In our opinion these are the insurers who provide the most competitive and broadest cover for the products listed.

Please note that due to our proposition governance process these could change as and when a product offering is reviewed. These changes will be reflected on our website as soon as reasonably possible.

Names in brackets denote ultimate owners of the product provider


Household Insurance

Product Provider Ultimate Insurer
Pen Underwriting (County) Fairmead Insurance Ltd
Pen Underwriting (Heritage) Fairmead Insurance Ltd
Other available on request (Heritage) Ageas Insurance Ltd
Midas Underwriting Ardonagh Group
Prestige Underwriting Serivces Ltd N/A
Pen Direct Pen Underwriting
John Albion (One Broker Insurance Ltd) Aviva Insurance

Add-on Insurance Policies

Product Provider Ultimate Insurer
Arc Legal Assistance Limited Arc Legal Assistance Limited