Insurance Distribution Directive Disclosure

Business

 

Please find below a list of insurers who we could have approached for the products we offer. This means that for the product you have purchased we have only listed one insurer for a quote but may have approached the other alternative insurers available to us. In our opinion these are the insurers who provide the most competitive and broadest cover for the products listed.

Please note that due to our proposition governance process these could change as and when a product offering is reviewed. These changes will be reflected on our website as soon as reasonably possible.

Names in brackets denote ultimate owners of the product provider

 

Cyber Insurance

 
   
Product Provider Ultimate Insurer
Aviva Insurance plc N/A
CFC Underwriting Limtied N/A
Hiscox Underwriting Ltd N/A
Markel (UK) Limited
NIG Insurance (Direct Line Group plc) UK Insurance Ltd
Pen Underwriting (Arthur J Gallagher & Co)
Zurich Insurance plc (Zurich Insurance Group Limited)

Commercial Combined

Product Provider Ultimate Insurer
Ageas Insurance Limited Ageas Insurance Limited
Allianz Commercial (Allianz Insurance plc) Allianz Insurance plc
Arch Insurance (UK) Ltd (Arch Capital Group Ltd) Arch Capital Group Ltd
Aviva Insurance plc Aviva Insurance plc
AXA Insurance UK plc AXA Insurance UK plc
County Combined (Pen Underwriting) Covea Insurance plc
County Combined (MGAM) Convex
Covea Insurance plc Covea Insurance plc
NIG Insurance (Direct Line Group plc) UK Insurance Ltd
Zurich Insurance plc (Zurich Insurance Group Limited) N/A

Commercial Legal Expenses/Management Liability

Product Provider Ultimate Insurer
Hiscox Underwriting Ltd Hiscox Underwriting/Named European Paper
ARAG plc (ARAG SE) HDI Global/Lloyds of london
HB Underwriting (McClarrons Limited) AXA Insurance

Combined Liability/Tradesman

   
Product Provider Ultimate Insurer
Ageas Insurance Limited Ageas Insurance Limited
Allianz Commercial (Allianz Insurance plc) Allianz Insurance plc
Arch Insurance (UK) Ltd (Arch Capital Group Ltd) Arch Capital Group Ltd
Aviva Insurance plc Aviva Insurance plc
AXA Insurance UK plc AXA Insurance UK plc
County Combined (Pen Underwriting) Covea Insurance plc
County Combined (MGAM) Convex
Covea Insurance plc Covea Insurance plc
NIG Insurance (Direct Line Group plc) UK Insurance Ltd
Q Underwriting (PIB Group Ltd)
Self Assured Underwriting Agencies Limited XL Catlin and Convex Insurance UK Limited
Zurich Insurance plc (Zurich Insurance Group Ltd)

Engineering Inspection & Insurance

Product Provider Ultimate Insurer
HSB Engineering Insurance Ltd (Munich Re) N/A
Allianz Engineering Services Ltd N/A
British Engineering Services Ltd
N/A

Environmental Liability

Product Provider Ultimate Insurer
Land Based Underwriters (Farm and General Insurance Consultants Ltd) XL Catlin Ins Co Ltd

Motor Fleet

Product Provider Ultimate Insurer
Ageas Insurance Ltd Ageas Insurance Ltd
Allianz Commercial (Allianz Insurance plc) Allianz Insurance plc
Arch Insurance (UK) Ltd (Arch Capital Group Ltd) Arch Capital Group Ltd
Aviva Insurance plc Aviva Insurance plc
AXA Insurance UK plc AXA Insurance UK plc
NIG Insurance (Direct Line Group plc) UK Insurance Ltd
ERS (ERS Syndicate Management Limited) Lloyds – Syndicate 218
First Underwriting Ltd (NSM Insurance Group) Accredited Insurance (Europe) Ltd
iFarm Underwriting (Imperium Insurance Management Ltd) Accelerant Insurance Europe SA
Zurich Insurance plc (Zurich Insurance Group Ltd)

Motor Traders including Road Risks

Product Provider Ultimate Insurer
Allianz Commercial (Allianz Insurance plc) Allianz Insurance plc
Arch Insurance (UK) Ltd (Arch Capital Group Ltd) Ageas Insurance Limited
Aviva Insurance plc Aviva Insurance plc
AXA Insurance UK plc AXA Insurance UK plc
Covea Insurance plc Covea Insurance plc
Ernest R Shaw Allianz Commercial
NIG Insurance (Direct Line Group plc) UK Insurance Ltd
QBE UK Limited (QBE European Operations) QBE UK Limited (QBE European Operations)
Unicorn Underwriting Ltd Travelers Insurance Company Ltd

Property Owners

Product Provider Ultimate Insurer
Ageas Insurance Limited Ageas Insurance Limited
Allianz Commercial (Allianz Insurance plc) Allianz Insurance plc
Arch Insurance (UK) Ltd (Arch Capital Group Ltd) Arch Capital Group Ltd
Aviva Insurance plc Aviva Insurance plc
AXA Insurance UK plc AXA Insurance UK plc
County Combined (Pen Underwriting) Covea Insurance plc
County Combined (MGAM) Convex
Covea Insurance plc Covea Insurance plc
NIG Insurance (Direct Line Group plc) UK Insurance Ltd
Victor Insurance (Marsh Ltd) Ergo
Zurich Insurance plc (Zurich Insurance Group Ltd)